Most people in the world have difficulty arriving at the end of the moth due to the continues increase of prices not only of the basic consumption but all in the market. Our monthly bills most especially are the first concern that we have. We don't know anymore if we could pay all of it in time. That's why we want to save money as much as we can so that we will be ready in times of trouble. And that's why we need Debt help from Bills IQ. They will give you a quiz to determine how you manage your Credit card debt and then a tips and advices base on your answers in the quiz. The quiz have 5 sections: Credit, Debt, Budget, Wealth and Life Plan. I took the quiz personally and based on my answers I learn from their advices on what should and shouldn't do to manage my budget. Though I may not be in a bad category but I also need to look out on other things like the education fund for my child. I didn't include this yet in our life plan but I have to start it as soon as possible. And also I learned that having a track on your expenses and cash flow is a great idea. Why? because budget is your foundation to take control of your financial future. BillsIQ will really help you and give you very good advices to get a Debt relief feeling. And for all of you who have a bad credit standing take the BillsIQ quiz and follow their advices so that you will know what to do next. You don't want to reach the part where you need Debt consolidation or worst to file Bankruptcy. Take action as soon as possible.